It Just Takes One Accident or Illness …

October 8,2025 by Susan Hunter

What would happen if you or a family member needed immediate medical care?

What if a medical procedure or a prescription was needed to keep you alive?

Isn’t that why we have health insurance?  To help lessen the risk when something happens.  There is really no way to know ahead of time when something will happen – a child will get sick and need to see a doctor or an urgent care … a heart attack happens and you land in an emergency room or an ICU … or an accident happens and requires immediate surgery.  It only takes one illness, one accident to change your life forever. 

Healthcare and insurance is a hard conversation to have.  And there is not one solution that fits everyone. 

Whether it’s a physical, emotional or financial risk, understanding and evaluating your risk and the ability to deal with it is important.  Not an easy task.  Health insurance has varying pricing and benefits associated with it.  It can be hard to understand what the best coverage is for your own personal or business needs.  

It’s not just about monthly upfront costs anymore.  And, although that is a big thing, understanding the value of what you are purchasing with that insurance is even more important.  It’s about your health and overall safely.  Will the coverage you select take care of your needs when you use it?  What are your secondary or out of pockets costs on top of that “monthly premium”? 

I work for you to find the best solutions for your needs.  As an independent agent I provide access to dozens of affordable, reliable healthcare solutions that can be customized to fit your individual and business needs.  These include traditional health insurance plans, health sharing plans, association like plans, supplemental, prescription plans, HSA plans and many other options.   

Whether you pay for your own health insurance, get it through an employer-sponsored plan, or provide it for your employees, it’s time to do a serious review of your options.   

Open enrollment is about to start.  It’s time to be proactive and navigate the rising costs of your healthcare before it is too late. 

I’m here to help.

Click here to request the best solutions for your needs. 

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Navigating Health Insurance Changes for the 2026 Plan Year.